#### Class Position: The Two Dividing Lines **Line 1: Survival Security** - Can you survive a major financial shock? **Line 2: System Independence** - Can you influence systems or just hope they work? #### The Three Classes **Working Class** (No/No) - Must sell labor to survive, vulnerable to immediate crisis **Secure Class** (Yes/No) - Has financial security from assets, but still subject to systems **Capital Class** (Yes/Yes) - Money makes money, can influence or escape the systems others depend on #### Class Position Scenarios |Person|Income|Assets/Reality|Survival Security|System Independence|Class| |---|---|---|:-:|:-:|---| |Retail Manager|$45K|$800 savings, paycheck-to-paycheck|No|No|Working| |Doctor (Resident)|$60K|$500K student debt, negative net worth|No|No|Working| |Skilled Tradesperson|$80K|No savings, supports family|No|No|Working| |Established Doctor|$300K|$800K house, $400K retirement|Yes|No|Secure| |Tech Worker|$150K|$1.2M net worth (stocks/401k)|Yes|No|Secure| |Small Business Owner|$80K-200K|$600K business/real estate equity|Yes|No|Secure| |Retiree|$60K|$500K retirement, paid-off house|Yes|No|Secure| |Investment Patriarch|$400K|$15M portfolio, rental properties|Yes|Yes|Capital| |Tech Founder|Varies|$50M from company sale|Yes|Yes|Capital| #### Key Insight **Income ≠ Class Position** A $300K doctor can be more vulnerable than an $80K business owner. It's about assets and vulnerability, not salary.